Geico Insurance Increase Speeding Ticket

May 01
2005

geico insurance increase speeding ticket

Have you ever stopped to question untruths about speeding tickets? Think of the idea of a speeding ticket myth as a misconceived notion about driving above the “designated speed limit”. What were told in grade school or middle school about speeding? Even take a moment to think back to when you first started driving in high school. What were some of the things you were told in Driver’s Education class?

Out of your collective memory, you were most likely told that speeding is bad.

There are a few reasons why speeding is not so good under certain circumstance. However, some of those reasons may not be what you think or realize immediately. This creates the perfect recipe for the great speeding ticket myth.

Why? Because it instills fear. And fear works very well.

Is speeding bad? Well that answer is yes and no. Obviously driving about the speed limit in more than enough cases can increase your chances of suffering a collision or fatal injury. However, in many regions, particularly metropolitan areas, nearly everyone will drive at least slightly above the legal limit, so you drive with the flow of traffic. If you are driving too slowly, you could also be putting yourself at risk for an accident. In addition, if you are driving 10 miles over the limit in a sparely populated area such as country road with no homes, you are hardly putting anyone in serious danger.

In conclusion to that question, speeding doesn’t always equate to unsafe driving.

The second thing after whether speeding is bad to consider is why we are trained to think this way.

This is not so clear cut either, which helps feed the speeding ticket myth even more.

Yes, it is very true that needless speeding can and does in more than enough cases increase the chances of a traffic accident, we do not consider how this is used against us.

What does that mean exactly? This vicious speeding myth is served to charge massive speeding ticket fines and penalties against you which in turn goes to finance insurance companies, local governments and lawyers’ pockets.

When you have a speeding ticket, insurance companies use that as a basis to raise your rates. On average, a normal speeding ticket alone can cost you about $450, not to mention the rate increase you will be given afterwards from the insurance company. That money could go into paying bills, groceries, a weekend getaway or needed repairs around your house.

Did you know that Geico Insurance alone gave over twenty million dollars to U.S. police departments so they could upgrade their speed detection systems and purchase additional radar guns? Since they are a private company, they could care less about the public’s safety. They realized that if the police could bust more people on speeding tickets, they could increase their profits. Maybe the insurance company is not so humanitarian after all. Go figure.

Let’s discuss how the speeding ticket myth benefits city governments. Many cities in the United States do not charge a sales tax or a very low sales tax. If you are not collecting enough revenue to fund your local government, from taxes, the money must come from other sources. Since police officers work for the local government, quotas are set up that must be met by them to ensure that they get their money in their wallets just as they want. How fair is it to give money to corrupt city officials to buy a swanky car so they can go speeding around and get away with it?

While we all enjoy lower taxes, we must never fall into thinking that there is such as thing as a free lunch. Most would agree that both options stink to high heaven.

Lastly, it is important to see how lawyers profit from the speeding ticket myth. Most lawyers do not favor dealing with traffic violations because they are considered “small potatoes” in comparison to higher dollar cases such as lawsuits. But for those budding lawyers starting out, they will take these cases to pay their bills. While a large majority of these traffic violations are dismissed, they charge you the same amount of your ticket if not more in some cases. The justification they use is that you won’t get a rate increase in your insurance rates or have points against your driver’s license.

Are you seeing a pattern here in relation to the great speeding ticket myth? If they all stand to profit financially, how honest of a system can they possibly be?

There are other myths pertaining to speeding tickets which can be discussed too and why they don’t work, but I felt it was essential to uncover the truth about this massive and largely misunderstood speeding ticket myth. The reason why is because knowing exactly what you are up against and how they can gain from your ignorance and fear is half the battle in fighting a speeding ticket if you should happen to be on the receiving end of one.

If you would like further details about speeding ticket myths and legal ways to beat a speeding ticket, read my author bio below for more information.

Have a great day and drive safe.

Yours Truly,

Marilyn

“Speeding Ticket Myth”

Hello and thank you for reading, I am a writer and driving enthusiast. I love following just about anything involving traffic laws, traveling, driving and cars. If you would like to know the legal way to beat a speeding ticket, make sure to join my Word Press blog http://defensivedrivingsecrets.wordpress.com and go to the Driver Education area. In addition, if you subscribe to my blog, you receive a free a complimentary eBook on the house. Cheers and have a fantastic day.

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